Privacy Policy

RMS is strongly committed to respecting and protecting your privacy. Please carefully read the following Privacy Policy. In order to ensure your privacy, personal information RMS collects from its customers, as well as visitors to its website located at www.rmsexperience.com is used only in the manner and for the purposes described in this Privacy Policy.

SUMMARY OF PRINCIPLES

Principle 1 – Accountability

RMS is responsible for personal information under its control.  The Chief Privacy Officer is accountable for RMS’s compliance with the Privacy Policy.

Principle 2 – Identifying Purposes for Collection of Personal Information

RMS shall identify the purposes for which personal information is collected at or before the time the information is collected.

Principle 3 – Obtaining Consent for Collection, Use or Disclosure of Personal Information

The knowledge and consent of a customer or employee are required for the collection, use, or disclosure of personal information, except where inappropriate.

Principle 4 – Limiting Collection of Personal Information

RMS shall limit the collection of personal information to that which is necessary for the purposes identified by RMS. RMS shall collect personal information by fair and lawful means.

Principle 5 – Limiting Use, Disclosure, and Retention of Personal Information

RMS shall not use or disclose personal information for purposes other than those for which it was collected, except with the consent of the individual or as required by law. RMS shall retain personal information only as long as necessary for the fulfillment of the purposes for which it was collected.

Principle 6 – Accuracy of Personal Information

The personal information RMS maintains shall be as accurate, complete, and up-to-date as is necessary for the purposes for which it is to be used.

Principle 7 – Security Safeguards

RMS shall protect personal information through the use of security safeguards appropriate to the sensitivity of the information.

Principle 8 – Openness Concerning Policies and Practices

RMS shall make readily available to customers and employees specific information about its policies and practices relating to its management of personal information.

Principle 9 – Customer and Employee Access to Personal Information

RMS shall inform a customer or employee of the existence, use, and disclosure of his or her personal information upon request and shall give the individual access to that information. A customer or employee shall be able to challenge the accuracy and completeness of the information and have it amended as appropriate.

Principle 10 – Challenging Compliance

A customer or employee shall be able to address a challenge concerning compliance with the above principles to the person accountable for RMS’s compliance with this Privacy Policy.

SCOPE AND APPLICATION

The ten principles that form the basis of RMS’s Privacy Policy are interrelated and RMS shall adhere to the ten principles as a whole.  Each principle must be read in conjunction with the accompanying commentary.  As permitted by the Personal Information Protection and Electronic Documents Act, the commentary in this Privacy Policy has been tailored to reflect personal information issues specific to RMS.

The scope and application of the Privacy Policy are as follows:

  • The Privacy Policy applies to personal information about RMS’s customers and employees that is collected, used, or disclosed by RMS.
  • The Privacy Policy applies to the management of personal information in any form whether oral, electronic or written.
  • The Privacy Policy does not impose any limits on the collection, use or disclosure of the following information by RMS:
    1. information that is publicly available, such as a customer’s name, address, telephone number and electronic address, when listed in a directory or made available through directory assistance; or
    2. the name, title or business address or telephone number of an employee of an organization; or
    3. other information about the customer or employee that is publicly available and is specified by regulation pursuant to the Personal Information Protection and Electronic Documents Act (Canada).

The application of RMS’s Privacy Policy is subject to the requirements or provisions of Part I of the Personal Information Protection and Electronic Documents Act, the regulations enacted thereunder, and any other applicable legislation or regulation, including any applicable regulations of the Canadian Radio-television and Telecommunications Commission and the requirements of any applicable legislation, regulations, tariffs or agreements, such as collective agreements, or the order of any court, or other lawful authority.

DEFINITIONS

collection – the act of gathering, acquiring, recording, or obtaining personal information from any source, including third parties, by any means.

consent – voluntary agreement with the collection, use and disclosure of personal information for defined purposes.  Consent can be either express or implied and can be provided directly by the individual or by an authorized representative.  Express consent can be given orally, electronically or in writing, but is always unequivocal and does not require any inference on the part of RMS.  Implied consent is consent that can reasonably be inferred from an individual’s action or inaction.

customer – an individual who uses, or applies to use, RMS’s products or services or otherwise provides personal information to RMS in the course of RMS’s commercial activities.

disclosure – making personal information available to a third party.

employee – an employee or pensioner of RMS, and for the purpose of this Privacy Policy only, includes independent and other contractors performing services within RMS.

RMS – Refund Management Services

personal information – information about an identifiable individual but not aggregated information that cannot be associated with a specific individual.

For a customer, such information includes credit information, billing records, service and equipment, and any recorded complaints.

For an employee, such information includes information found in personal employment files, performance appraisals, and medical and benefits information.

third party – an individual other than the customer, or the customer’s agent, or organization outside RMS.

use – the treatment, handling, andmanagement of personal information by and within RMS.

PRINCIPLE 1 – ACCOUNTABILITY

The Chief Privacy Officer  is accountable for RMS’s compliance with the Privacy Policy.

  1. Other individuals within RMS may be delegated to act on behalf of General Counsel or to take responsibility for the day-to-day collection and processing of personal information.
  2. RMS is responsible for personal information in its possession or custody, including information that has been transferred to a third party for processing or other purposes related to RMS‘s business and operations. RMS shall use contractual or other means to provide a comparable level of protection while the information is in the possession of the third party. (See principle 7)
  3. RMS shall implement policies and procedures to give effect to the RMS‘s Privacy Policy, including:
    1. implementing procedures to protect personal information and to oversee RMS’s compliance with the RMS Privacy Policy;
    2. establishing procedures to receive and respond to inquiries or complaints;
    3. training and communicating to employees about RMS’s policies and practices; and
    4. developing public information to explain RMS’s policies and practices.

PRINCIPLE 2 – IDENTIFYING PURPOSES FOR COLLECTION OF PERSONAL INFORMATION

RMS shall identify the purposes for which personal information is collected at or before the time the information is collected.

  1. RMS collects personal information only for the following purposes:
    1. to establish and maintain responsible commercial relations with customers and to provide ongoing service;
    2. to understand customer needs;
    3. to develop, enhance, market or provide products and services;
    4. to manage and develop RMS’s business and operations, including personnel and employment matters;
    5. and to meet legal and regulatory requirements.
      Further references to “identified purposes” in this Privacy Policy mean the purposes identified in this Principle 2.
  2. RMS shall specify orally, electronically or in writing the identified purposes to the customer or employee at or before the time personal information is collected. Upon request, persons collecting personal information shall explain these identified purposes or refer the individual to a designated person within RMS who shall explain the identified purposes.
  3. Unless required by law, RMS shall not use or disclose for any new purpose personal information that has been collected without first identifying and documenting the new purpose and obtaining the consent of the customer or employee.

PRINCIPLE 3 – OBTAINING CONSENT FOR COLLECTION, USE OR DISCLOSURE OF PERSONAL INFORMATION

The knowledge and consent of a customer or employee are required for the collection, use, or disclosure of personal information, except where inappropriate.

  1. In certain circumstances personal information can be collected, used or disclosed without the knowledge and consent of the individual.  For example,RMS may collect, use or disclose personal information without knowledge or consent if it is clearly in the interests of the individual and consent cannot be obtained in a timely way. RMS may also collect, use and disclose personal information without knowledge or consent if :
    1. seeking the consent of the individual might defeat the purpose of collecting the information, such as in the investigation of a breach of an agreement or a contravention of a federal or provincial law;
    2. there is an emergency where the life, health or security of an individual is threatened; or
    3. disclosure is to a lawyer representing RMS, to collect a debt, to comply with a subpoena, warrant or other court order, or otherwise required by law.
  2. In obtaining consent, RMS shall use reasonable efforts to ensure that a customer or employee is advised of the identified purposes for which personal information will be used or disclosed. Purposes shall be stated in a manner that can be reasonably understood by the customer or employee.
  3. Generally, RMS shall seek consent to use and disclose personal information at the same time it collects the information. However, RMS may seek consent to use and disclose personal information after it has been collected, but before it is used or disclosed for a new purpose.
  4. RMS will require customers to consent to the collection, use or disclosure of personal information as a condition of the supply of a product or service only if such collection, use or disclosure is required to fulfill the identified purposes.
  5. In determining the appropriate form of consent, RMS shall take into account the sensitivity of the personal information and the reasonable expectations of its customers and employees.
  6. In general, the use of RMS‘s products and services by a customer, or the acceptance of employment or benefits by an employee, constitutes implied consent for RMS to collect, use and disclose personal information for all identified purposes.
  7. A customer or employee may withdraw consent at any time, subject to legal or contractual restrictions and reasonable notice. Customers and employees may contact RMS for more information regarding the implications of withdrawing consent.

PRINCIPLE 4 – LIMITING COLLECTION OF PERSONAL INFORMATION

RMS shall limit the collection of personal information to that which is necessary for the purposes identified by RMS.
RMS shall collect personal information by fair and lawful means.

  1. RMS collects personal information primarily from its customers or employees.
  2. RMS may also collect personal information from other sources including credit bureaus, employers or personal references, or other third parties that represent that they have the right to disclose the information.

PRINCIPLE 5 – LIMITING USE, DISCLOSURE, AND RETENTION OF PERSONAL INFORMATION

RMS shall not use or disclose personal information for purposes other than those for which it was collected, except with the consent of the individual or as required by law.

RMS shall retain personal information only as long as necessary for the fulfillment of those purposes.

  1. In certain circumstances, personal information can be collected, used or disclosed without the knowledge and consent of the individual. (See Principle 3.1)
  2. In addition, RMS may disclose a customer’s personal information to
    1. another telecommunications company for the efficient and cost-effective provision of telecommunications services;
    2. a company involved in supplying the customer with communications or communications directory related services;
    3. a company or individual retained by RMS to perform functions on RMS‘s behalf, such as research and data processing;
    4. another person for the development, enhancement, marketing or provision of any of RMS’s products or services;
    5. credit grantors and reporting agencies;
    6. an agent used by RMS to evaluate a customer’s credit worthiness or to collect the customer’s account;
    7. a public authority or agent of a public authority, if in the reasonable judgment of RMS, it appears that there is imminent danger to life or property which could be avoided or minimized by disclosure of the information;
    8. a person who, in the reasonable judgment of RMS, is seeking the information as an agent of the customer; and
    9. a third party or parties, where the customer consents to such disclosure or disclosure is required by law.
  3. RMS may disclose personal information about its employees:
    1. for normal personnel and benefits administration;
    2. in the context of providing references regarding current or former employees in response to requests from prospective employers; or
    3. where disclosure is required by law.
  4. Only those Company employees who require access for business reasons are granted access to personal information about customers and employees.
  5. RMS shall keep personal information only as long as it remains necessary or relevant for the identified purposes or as required by law. Depending on the circumstances, where personal information has been used to make a decision about a customer or employee, RMS shall retain, for a period of time that is reasonably sufficient to allow for access by the customer or employee, either the actual information or the rationale for making the decision.
  6. RMS shall maintain reasonable and systematic controls, schedules and practices for information and records retention and destruction which apply to personal information that is no longer necessary or relevant for the identified purposes or required by law to be retained.  Such information shall be destroyed, erased or made anonymous.

PRINCIPLE 6 – ACCURACY OF PERSONAL INFORMATION

The personal information RMS maintains shall be as accurate, complete, and up-to-date as is necessary for the purposes for which it is to be used.

  1. Personal information used by RMS shall be sufficiently accurate, complete, and up-to-date to minimize the possibility that inappropriate information may be used to make a decision about a customer or employee.
  2. RMS shall update personal information about customers and employees as and when necessary to fulfill the identified purposes or upon notification by the individual.

PRINCIPLE 7 – SECURITY SAFEGUARDS

RMS shall protect personal information through security safeguards appropriate to the sensitivity of the information.

  1. RMS shall use appropriate security measures to protect personal information against such risks as loss or theft, unauthorized access, disclosure, copying, use, modification or destruction regardless of the format in which it is held.  RMS shall use care in disposing of or destroying personal information to prevent unauthorized parties from gaining access to the information.
  2. RMS shall protect personal information disclosed to third parties by contractual agreements stipulating the confidentiality of the information and the purposes for which it is to be used.
  3. RMS shall make its employees with access to personal information aware of the importance of maintaining the confidentiality of personal information.

PRINCIPLE 8 – OPENNESS CONCERNING POLICIES AND PRACTICES

RMS shall make readily available to customers and employees specific information about its policies and practices relating to the management of personal information.

  1. RMS shall make information about its policies and practices easy to understand, including:
    1. The title and address of the person or persons accountable for RMS‘s compliance with the Privacy Policy and to whom inquiries or complaints can be forwarded;
    2. The means of gaining access to personal information held by RMS; and
    3. A description of the type of personal information held by RMS, including a general account of its use.
  2. RMS shall make available information to help customers and employees exercise choices regarding the use of their personal information and the privacy-enhancing services available from RMS.

PRINCIPLE 9 – CUSTOMER AND EMPLOYEE ACCESS TO PERSONAL INFORMATION

RMS shall inform a customer or employee of the existence, use, and disclosure of his or her personal information upon request and shall give the individual access to that information, except in certain circumstances.

A customer or employee shall be able to challenge the accuracy and completeness of the information and have it amended as appropriate.

  1. Upon request, RMS shall afford customers and employees a reasonable opportunity to review the personal information in the individual’s file.  Personal information shall be provided in understandable form within a reasonable time and at a minimal or no cost to the individual.
  2. In certain situations, RMS  may not be able to provide access to all of the personal information it holds about a customer or employee.  RMS shall provide the reasons for denying access upon request.  For example:
    • if doing so would likely reveal personal information about a third party or could reasonably be expected to threaten the life or security of another individual;
    • if the information is protected by solicitor-client privilege;
    • if the information was generated in the course of a formal dispute resolution process;
    • if the information was collected in relation to the investigation of a breach of an agreement or a contravention of a federal or provincial law; or if the information is prohibitively costly to provide.
  3. Upon request, RMS shall provide an account of the use and disclosure of personal information and, where reasonably possible, shall state the source of the information. In providing an account of disclosure, RMS shall provide a list of organizations to which it may have disclosed personal information about the individual when it is not possible to provide an actual list.
  4. In order to safeguard personal information, a customer or employee may be required to provide sufficient identification information to permit RMS to account for the existence, use and disclosure of personal information and to authorize access to the individual’s file. Any such information shall be used only for this purpose.
  5. RMS shall promptly correct or complete any personal information found to be inaccurate or incomplete.  Any unresolved differences as to accuracy or completeness shall be noted in the individual’s file. Where appropriate, RMS shall transmit to third parties having access to the personal information in question any amended information or the existence of any unresolved differences.
  6. A customer can obtain information or seek access to his or her individual files by contacting a customer service representative.
  7. An employee can obtain information or seek access to his or her individual files by contacting his or her manager or Human Resources.

PRINCIPLE 10 – CHALLENGING COMPLIANCE

A customer or employee shall be able to address a challenge concerning compliance with the above principles to RMS‘s General Counsel, the person accountable for RMS’s compliance with the Privacy Policy.

  1. RMS shall maintain procedures for addressing and responding to all inquiries or complaints from its customers and employees about RMS’s handling of personal information.
  2. RMS shall inform its customers and employees about the existence of these procedures as well as the availability of complaint procedures.
  3. The person or persons accountable for compliance with the Privacy Policy may seek external advice where appropriate before providing a final response to individual complaints.
  4. RMS shall investigate all complaints concerning compliance with the Privacy Policy. If a complaint is found to be justified, RMS shall take appropriate measures to resolve the complaint including, if necessary, amending its policies and procedures. A customer or employee shall be informed of the outcome of the investigation regarding his or her complaint.
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